Anything & Everything

Terms & Conditions
Effective Date: January 2026

The following Terms and Conditions are entered into by and between You (“Client” or “You”) and Kelli Youngman Singh / Kelli Youngman Wellness (“Company,” “we,” or “us”).

 

Program

The Company agrees to provide you with access to the online coaching program entitled Anything & Everything (“Program”).

As a condition of participating in the Program, you agree to be bound by and to abide by all policies and procedures set out in this Agreement, including those incorporated by reference.

The Program is designed to support personal and professional growth through live coaching, instructional materials, group discussion, and guided application. The Company reserves the right to update, modify, or evolve the Program’s content, structure, delivery, and pricing at any time. Any material changes will be communicated in a reasonable and timely manner.

From time to time, the Company may invite guest instructors, facilitators, or experts to contribute to the Program. The Company does not guarantee the presence of any specific guest, and guest participation does not alter the nature or scope of the Program.

 

Terms of Use, Privacy Policy, & Disclaimer

The Company’s Terms of Use, Privacy Policy, and Disclaimer are hereby incorporated by reference into this Agreement. Except as modified by this Agreement, each of those policies shall apply fully to your participation in the Program. In the event of a conflict, this Agreement shall govern.

 

Nature of the Relationship

Nothing in this Agreement shall be construed to create a partnership, joint venture, employment, or agency relationship.

The Program provides education, coaching, and informational support only. It is not therapy, medical advice, legal advice, or financial advice.

The Company is not a licensed mental health provider, and the Program is not a substitute for psychotherapy, psychiatric care, medical treatment, or diagnosis.

The Company makes no guarantees regarding outcomes, including but not limited to career advancement, income, relationships, or personal transformation. Results vary based on individual effort, consistency, and circumstances.

 

Fees

In consideration of access to the Program, you agree to pay:

• $2,500 USD for a six-month container, payable either:

  • In full at enrollment, or

  • Via an approved payment plan offered at checkout.

All payment plans are binding. You may not cancel or avoid scheduled payments. Failure to complete payments may result in immediate suspension of access.

You are responsible for maintaining valid payment information. Administrative or reinstatement fees may apply for failed or late payments.

 

Payment Authorization

By enrolling, you authorize the Company to automatically charge your selected payment method according to the terms agreed upon at checkout.

You agree to resolve billing issues directly with the Company before initiating chargebacks or disputes. Unresolved disputes may impact eligibility for future Company offerings.

 

No Refunds

All sales are final.

The Company does not offer refunds, credits, or chargebacks under any circumstances. By enrolling, you acknowledge that you have reviewed the Program details and agree to this no-refund policy.

 

Program Components

As part of the Program, the Company provides:

 

Access to Program Materials

You will receive access to a members area that may include recordings, written resources, worksheets, and supplemental materials. Access is provided for the duration the Program remains active and supported by the Company.

 

Private Community

You will have access to a private community space for discussion, written coaching, and peer support. Participation is subject to posted community guidelines. Violations may result in removal without refund.

 

Live Coaching Calls

You will have access to weekly live group coaching calls.

The Company guarantees a minimum of twenty-four (24) live coaching calls per six-month cycle. Scheduling may be adjusted due to holidays, unforeseen circumstances, or Program evolution.

Participation is optional but strongly encouraged.

 

Bonuses

Any bonuses offered at the time of enrollment are included. Bonuses may change and do not alter the core Program.

 

Recordings, Testimonials & Use of Content

By enrolling in the Program, you acknowledge and agree that:

• Live coaching calls, group sessions, community discussions, and guest sessions may be recorded (audio and/or video).

• Your participation may be captured in recordings, including your voice, image, name, written posts, shared insights, or chat contributions.

You grant the Company the irrevocable right and permission to:

• Record, reproduce, edit, distribute, and publish such content

• Use excerpts, screenshots, quotes, testimonials, or clips (identified or anonymized)

• Use this material in Program delivery, future trainings, promotional materials, social media, websites, email marketing, or other business communications

This includes, but is not limited to:

• Screenshots of community posts or written coaching

• Quotes shared during live calls

• Video or audio clips from recorded sessions

• Testimonials shared voluntarily or in response to prompts

No compensation will be provided for the use of such content. The Company is not obligated to use any specific content and may remove content at its discretion.

If you wish for a specific contribution not to be used publicly, you may notify the Company in writing, and reasonable efforts will be made to honor that request going forward.

 

Intellectual Property

All Program content is the exclusive property of the Company and protected by intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license for personal use only. You may not copy, distribute, share, sell, reproduce, or create derivative works from Program materials.

Violation of these terms will result in immediate termination of access without refund.

 

Confidentiality

You agree to respect the confidentiality of the Company and other participants.

You may not share Program content, recordings, or participant discussions outside the Program without express written permission.

 

Personal Responsibility

You accept full responsibility for your actions, decisions, and results.

The Company makes no guarantees. Past results do not predict future outcomes.

 

No Warranties

The Program is provided “as is.” The Company disclaims all warranties, express or implied.

 

Limitation of Liability

To the fullest extent permitted by law, the Company shall not be liable for any damages arising from participation in the Program.

Your sole remedy is to discontinue participation.

 

Arbitration

Any dispute shall be resolved through binding individual arbitration in New York, NY. You waive the right to class actions or class arbitration.

 

Governing Law

This Agreement shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of laws principles.

 

Indemnification

You agree to indemnify and hold harmless the Company from any claims arising from your participation or violation of this Agreement.

 

Termination

The Company may terminate access at its discretion for violations, disruptive behavior, or breach of this Agreement. No refunds will be issued, and payment obligations remain in effect.

 

Entire Agreement

This Agreement constitutes the entire agreement between the parties and supersedes all prior communications.

 

Severability, Waiver, Force Majeure

Standard legal provisions apply.

 

Effective Date

This Agreement becomes effective upon enrollment in the Program.

 

Contact

Questions may be directed to:
hello@kelliyoungmansingh.com